John Hancock’s comprehensive suite of variable life insurance products are designed to be among the most competitive in the industry. Our accumulation products offer industry-leading retirement cash values and income potential, while our protection features some of the lowest premiums in the market while also offering cash value accumulation potential.
And when combined with the John Hancock Vitality Program, your clients have the opportunity to earn additional benefits and valuable rewards for living a healthy life.
Reaching New Heights in Meeting Retirement Needs. For Two.
Making Strides in Meeting Your Retirement Needs. For Two.
This material is for Institutional / Broker-Dealer use only. Not for distribution or use with the public.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Insurance policies and/or associated riders and features may not be available in all states.
Loans and withdrawals will reduce the death benefit, cash surrender value, and may cause the policy to lapse. Lapse or surrender of a policy with a loan may cause the recognition of taxable income. Policies classified as modified endowment contracts may be subject to tax when a loan or withdrawal is made. A federal tax penalty of 10% may also apply if the loan or withdrawal is taken prior to age 59 1/2.
Variable life insurance is sold by product and fund prospectus, which should be read carefully. They contain information on the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. These factors should be considered carefully before investing.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.